![]() ED's Loan Simulator : Official calculator for federal loan repayment plans./r/PSLF : Our sister sub specifically for the Public Service Loan Forgiveness program.Note: due to the pandemic, you can currently pull each report once a week. (Your private student loans will appear here.) This pull does not impact your credit score. Annual Credit : This site, mandated by the federal government, lets you pull your full credit reports from all three major bureaus for free, once a year.Submitting the FAFSA is the only way to get this aid. Department of Education (ED) is the largest provider of student financial aid in the nation. FAFSA : The Free Application for Federal Student Aid (FAFSA).Your federal student loans will appear here and you can get information about their status and your loan servicer. Department of Education's official database for student aid. FSA Dashboard : Your Federal Student Aid account (formerly called NSLDS) is the U.S.: Just about anything you'd want to know about the basics of financial aid, student loans, and financing options.Questions from all around the world are welcome, but we suggest also asking in subreddits related to your school or nation/region if you don't get a prompt response here. Most of the knowledge-base here is related to the United States. There isn't a person or entity on the planet that can get you a better deal, or access to a benefit or program, that you can't get yourself, for free, by working directly through your loan holder. You should never have to pay for help with your student loans. While every attempt will be made by the mods to ensure the information provided and opinions voiced will be relevant and accurate, you should ALWAYS read the fine print for any loan you are considering. Mods will be vigilant in ensuring personal opinion doesn't cloud the facts. The goal is to be unbiased and clear with news and information pertaining to student loans. ![]() Mods will remove rude, offensive, off-topic, law-breaking, and other inappropriate content.Ĩ) Professionals must be verified by the mods. Bona fide journalists, researchers, and non-profits are more likely to get approved for-profit companies are going to be viewed more skeptically.ħ) Please comply with the principles of reddiquette and obey the site rules. We'll want to know: a) who you are, b) what company/group/school you're with, c) what the purpose of the data collection is, d) how you'll protect respondents' privacy, and e) how the data collected will benefit the /r/StudentLoans community. ![]() Sometimes default is unavoidable, in which case we'll provide support and advice for getting out of it, but this is not the place to advocate intentional default or get advice about defaulting on purpose.ĥ) Do not post or request private or direct contact information for loan servicer employees, ED employees, or anyone else that's not officially available.Ħ) Before posting a survey, interview request, or asking for personal information, get moderator approval. As an advice community, our primary goal is helping people work to improve their situation through legal means, including honoring their valid contracts. This community is for advice and discussion, not to facilitate transfer of money.Ĥ) No advocating default. Do not offer to pay off or co-sign another's debt here, regardless of method. ![]() Do not request funding or co-signing of your debt. (Exceptions may be made at the mods' discretion for bona fide non-profit groups and other particularly helpful resources.)ģ) No crowdfunding. If you have good advice to share, then copy it here in full so that the community can benefit. This also includes market research and focus group-style testing of products and services. Even without referral links, steering users to another site (whether or not the site is yours) where you get financial benefit (from ads, sales, or otherwise) is not allowed. Do not link to another site or subreddit where you have posted your referral link/code.Ģ) No blog/vlog spam, marketing, market research, or self-promotion. Please feel free to join the conversation, discuss experiences, or ask for help.ġ) No referral links/codes. Welcome to /r/StudentLoans, the largest and oldest reddit community for discussion, information, and assistance related to the topic of student loan debt.
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